Suze Orman - USA Weekend Aug 14-15, 2009

Suze Orman reveals how to KEEP MORE MONEY in YOUR WALLET;

2. Update your insurance. Two things here: First, many people have one company that insures their home and another that insures their cars. Big mistake. You can save 10% or more in premium costs by having both with the same company. Just ask for a new rate quote to check out how much less you'll pay. Second, increase your auto deductible to $1,000. Why? Because car insurance should cover only major damage, not scratches or dings. If you make a habit of claiming small stuff, you'll see premiums rise dramatically -- or your insurer will drop you. So consolidate insurers and raise your deductible, and I bet you'll save a few hundred a year, depending on how much you're covering.

Automobile Insurance Liability

Just so you know....Your liability limit should be high enough to protect all the assets you've worked so hard to get. That's because those assets may be targeted in a lawsuit, if you're involved in a serious auto accident. Your assets include the total values of your house, vehicles, personal possessions, savings accounts, and more.

For added security and peace of mind, consider purchasing more than the minimum liability limits required by law; the additional cost for higher limits is relatively small compared to the additional protection you receive. If you have substantial assets that exceed the highest liability limit we offer, consider a personal excess liability ("umbrella") policy.

Wendee Linzee
Linzee Insurance Agency
Call us today for a NO OBLIGATION quote! 618-542-2251 or 1-800-577-2251